These programs are available to individuals and families for new construction as well as existing homes.  Funds are used to cover or add to your down payment and associated closing costs.  The current maximum assistance available is 5% of the purchase price with a maximum of $5,000.  The cities and counties in which these funds are available varies so please contact CARD housing department for current availability.

Applicants must meet the income guidelines as set by HUD.  Additionally, applicants must be a first-time home buyer* and be able to secure a home mortgage.

Approved applicants must attend CARD’s Homebuyer Education class.

*There are exceptions to what qualifies as a first-time home buyer.  Please call 918-341-5000 or Contact Us for additional information.